Privacy Policy

Account information: When you create a MAXtap account, we collect your email address and a display name you provide.

Card information: You add credit cards to your wallet by selecting them from our catalogue. We store the card name, issuer, reward structure, and any categories you configure — but we never ask for and never store card numbers, CVVs, or expiry dates.

Transaction records: When you log a purchase, we store the merchant name, category, amount, the card you used, and the estimated rewards earned. This data is used to show your rewards history.

Usage data: We may collect anonymized analytics about how you use the app to improve the product.

To recommend the best credit card for a given purchase based on your wallet and the reward rules of each card.

To calculate and display your estimated rewards earnings and spending history.

To authenticate your account and keep your data secure.

To improve our card catalogue and recommendation accuracy over time.

Your data is private to your account. Other users cannot see your cards, transactions, or personal information.

We use row-level security to enforce that only you can read, modify, or delete your own cards and transactions.

We do not sell your personal data to third parties.

Authentication is handled through secure, encrypted sessions. We support sign-in via Google OAuth and email/password.

MAXtap uses Google OAuth for optional sign-in. Google provides your basic profile information (name, email) to us for account creation — we do not receive your Google password.

We do not share your card or transaction data with any third party.

Our card catalogue is compiled from publicly available issuer terms. We are not affiliated with or endorsed by any card issuer.

You can view and export your transaction history at any time.

You can delete individual cards or transactions, or your entire account, at any time. Deletion is permanent and cannot be undone.

You can update your account region and notification preferences in Settings.

We retain your cards and transactions for as long as your account is active.

When you delete your account, your cards and transactions are removed from our database.

MAXtap uses local storage to maintain your authenticated session and remember your preferences (such as selected country).

We do not use advertising cookies or third-party tracking cookies.

MAXtap is not intended for users under the age of 18. We do not knowingly collect information from children. If you believe a child has provided us with information, please contact us so we can delete it.

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy within the app. Continued use of MAXtap after changes constitutes acceptance of the updated policy.

If you have questions about this Privacy Policy or your data, please contact us through the app's Settings page or by emailing the address listed in your account.